Category Archives: Vehicles

Trailer Insurance Lets You Travel Safely

With plenty of sunshine and holidays, there are loads of fun activities to enjoy through South Africa. If you’re planning a trip to one of SA’s top holiday destinations, you might want to take your jet ski or quad bike with you. And for that you’ll need travel trailers. You’ll also need trailer insurance.

Popularity of Trailers in SA

Check out trailers for sale and you’ll notice they come in all sorts of sizes and shapes with different uses. Heading to the Wild Coast? Take your jet skis to any number of scenic spots. Or cross the border to Mozambique complete with quad bike, caravan and trailers. But don’t forget your trailer insurance should anything go wrong.

If you’re big on camping and outdoor sports, no doubt you’re familiar with Venter Trailers. These even come with bike roof racks. They make the perfect camping trailers that can fit the family’s belongings and all the camping equipment. These camp trailers contribute to the ultimate in comfortable camping.

Trailer Insurance

Trailer InsuranceJust like car insurance, trailer insurance in essential. Different types of camping trailers and small camping trailers are perfect for additional packing space. You’re not left wondering how to fit the family’s luggage and camping equipment into the car. But things go wrong and you don’t want to be left out of pocket on your holidays.

Where to Get Travel Insurance

Many insurance companies offer travel insurance South Africa. Check out these companies:

  • Regent travel insurance
  • Schengen travel insurance
  • TIC travel insurance
  • Virgin insurance

They’ll help with covering your travel requirements. But what about trailer insurance?

Companies Offering Trailer Cover

For this type of insurance you have a variety of choices too, including Budget Car insurance and AA insurance. Trailer insurance usually covers you for:

  • Accidental damage to the trailer
  • Trailer insurance against theft
  • Third party damages trailer insurance
  • Cover for standard factory fitted accessories
  • Additional trailer insurance for loose contents

How to Tow a Trailer Safely

You need to make sure that your trailer is legal and that you tow it in a way that doesn’t breach road rules. This includes:

  • Having a trailer registration certificate or licence disk
  • Adhering to the speed limit for towing
  • Sticking to the towing capacity of your vehicle
  • Adhering to brake requirements and stopping distances
  • Adhering to overhang and width/height restrictions
  • Knowing whether one or more trailers is allowed to be towed
  • Knowing whether carrying of passengers is allowed or not
  • Having the required warning panels and flags for overhang
  • Requirements for extra mirrors for towing larger trailers

Get Trailer Insurance Today

You can get online insurance quotes quickly and easily for trailer insurance. Simply fill in the form on this page and submit it. Our insurance experts will get back to you with tailored insurance solutions.

Get Caravan Insurance before the Holidays begin

Do you need to think about caravan insurance before you set off on holiday? You should, or it could end up being a holiday in hell.

For many, a caravan trip is an ultimate trip Not only can you outfit your caravan to be a home away from home, but you get to enjoy peace and quiet. Sounds idyllic, doesn’t it? But you have to think about insurance before you set off!

Let’s be realistic – a lot can go wrong on a trip, and it’s never at the right time, the best thing to do is get caravan cover before you head off on your holidays.

Holidays are expensive as it is and you don’t want to spend a fortune on caravan finance. Cheap caravan cover gives you affordable and adequate insurance which frees you to enjoy your road trip. And there’s no need to worry about extra expenses if something happens.

Caravan Insurance for Your home away from Home

Caravan InsuranceFrom Auto & General to Budget and most other vehicle insurers, you can shop around for insurance and compare insurance premiums.

You’ll find the costs reasonable and a small price to pay for peace of mind on your holidays. A quick Google for insurance reviews can help you decide on the best insurer for you.

If you prefer to go on your travels with a caravan in tow, you cannot hit the road without insurance. Even simple caravan insurance will cover your caravan and the contents inside. The best insurance will offer comprehensive protection against loss, theft and accidental damage and damage to third party property.

What does Caravan Insurance cover?

When shopping around for insurance quotes, think about what you want your policy to cover. Auto & General, for example, includes:

  • Cover for third party injuries and damages
  • Towing and storage of the vehicle provided you use the insurance company’s tow line to tow the caravan to the nearest panel beater or dealer
  • Insurance for the caravans standard, factory, fitted accessories
  • Theft or accidental damage to the caravan
  • Optional insurance for hail damage.

Caravan Insurance Companies

There are some caravan insurance companies from which to choose. If you’re looking for a caravan to buy, start shopping around from insurers like Old Mutual; First for Women and even Dial Direct. Typically caravan insurance will require that the vehicle is used solely for domestic and social purposes.

Caravan Insurance for Loose Contents

It’s a good idea to make sure your caravan insurance includes cover for loose contents. This type of cover typically includes:

  • Loss or damage to personal possessions
  • Theft of personal possessions
  • Loss or damage to your family’s personal possessions
  • Theft of household’s personal possessions

* Video about African Outdoor Rentals

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Motorbike Insurance that Fits like a Pair of well Worn Leathers

A motorbike insurance policy is a necessity if you own a motorbike.

You might think that it’s not as important as car insurance, but, since motorbikes are a cheaper form of transport when considering fuel consumption, there are more people buying motorcycles.

In the event of an accident, motorbike insurance will help replace your bike. When travelling, motorcyclists are more vulnerable on the road, and a motorcycle has accessories that are easier to steal. Motorbike insurance is also a uniquely created product that has to cover the unique needs of a motorcyclist.

Motorbike insurance for South Africans because You were Born to be Wild

Motorbike InsuranceSeveral insurance companies that offer cheap car insurance, also offer motorbike insurance.

Firms like AA Insurance and Old Mutual can promise a comprehensive motorcycle insurance cover against theft, accidents, and fire at a very reasonable price.

The premium you pay will also insure you against third party claims where you have to pay for the damage. The Third Party Liability insurance also covers the insurer in the event of an accident where the insured is legally liable.

The cover will compensate the other person for costs and expenses involved, as well as any legal fees if a person should decide to claim from you or if you have to defend a claim against you.

Some firms, like Auto & General, include cover for standard accessories, towing, and storage of a motorcycle as well as hail damage.

There are Plenty of independent Insurance Companies

Companies like Iron Horse and Bike Sure Insurance, which focus on motorbike insurance. These firms are able to tailor the products and therefore, negotiate better rates. With independent, niche motorcycle insurance firms, motorbikes are not covered in general but are divided into categories, since the type of bike you want to insure, has an effect on the premium.

If you are looking for motorcycle insurance, check that the following benefits are included in the policy in order to make sure that you are fully covered when needed:

  • Medical assist
  • Roadside assist
  • Trauma assist
  • Home assist
  • Legal assist

Get a Motorbike insurance Quote online

As soon as you start looking for a motorbike insurance quote, keep the following information in mind that will have a bearing on the premiums:

  • Does the motorcycle have an alarm or tracking device and will it be stored in a secure area? Alarms and tracking devices will lower the premiums but a GPS or a sound system will increase the rate.
  • Do you have a learner’s licence or full licence? With a full licence, you have more credibility and this decreases your premiums.
  • The age of the rider and how long he has ridden a motorbike will either increase or lower the premiums, depending on the answer. Younger riders are seen as risks and will pay higher premiums.
  • The size of the bike and its cost will have an effect on the amount you pay. Some brands and models are more expensive and if you have a customised bike fitted with performance parts, you will pay more.

Some biking Quotes to Make your day

Only a biker knows why a dog sticks his head out of a car window.
If you ride like there’s no tomorrow, there won’t be.
Four wheels move the body. Two wheels move the soul.
Bikes don’t leak oil, they mark their territory.

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