Gadget Insurance in South Africa

Gadget insurance is essential today as electronic devices are such pricey items. Many of us walk around with gear that cost between R4 000 and R10 000. Thugs know this, and they’re waiting to pounce on your phone.

Fortunately, there are many gadget insurance products provided by insurers. They offer cover for damage to these devices if stolen.

Our gadgets have vital information and photographs, and anything happening to these devices can be devastating.

There are so many ways your mobile phone, laptop or tablet can become damaged that it makes sense to insure it.

You Covered gadget Insurance – Specialist cover for you

Gadget InsuranceYou Covered provides their customers with specialist insurance for all your mobile devices and are backed by Guardrisk Insurance.

  • Insure your cell phone, notebooks, iPads, laptops, and tablets.
  • You Covered has more than 20 years experience and their certified staff can give you suitable advice and make appropriate recommendations. Call them for assistance at 0860 000 780.
  • YouCovered likes to keep things simple with no complicated insurance jargon.

What You Covered includes

  • Accidental damage – for totally smashed or cracked screens.
  • Theft.
  • Liquid damage.
  • Mechanical failure, you are covered if your mobile malfunctions once the warranty has expired.
  • Premium reduction, you can trade in your old device for a premium reduction.
  • Unauthorised usage, they pay for calls and data used up to R2000 from the time you lose your phone through loss or theft or when you blacklist it with your network.
  • Death, disability, and retrenchment, this can be useful as You Cover will pay out the remainder of your contract up to a maximum of R4000 for accidental death and disability or involuntary retrenchment.

Gadget insurance from You Covered – quick, Efficient and decisive

You Covered pride themselves on their quick and efficient claim process. They process and settle more than 75% of their gadget insurance claims. Claims processed within 48hrs; however, you must submit the following documents which you can download from their website:

  • Affidavit.
  • A completed application form.
  • A blacklisting form.

One of the best Insurers in the country, Guardrisk Insurance backs You Cover and has its ‘AA’ domestic claims paying ability reviewed each year by Global Credit Rating Co.

You can always rely on You Covered to deal with your claims in a trustworthy and reliable manner. Just register your application online and fill out the claims questionnaire. Once your request is approved, they will allow you to:

  • Replace your device
  • Be reimbursed for the full value of the purchase.

Theft or Damage doesn’t necessarily Mean money down the Drain

There was a time when we left home with a light handbag which contained one or two items in it. Nowadays, when we leave home, we take with us our cellphones, laptops, cameras, iPods and other electronic gear.

They’ve become part of our lives. The bill to replace hi-tech equipment is so high that once they’re damaged or stolen, we’d never be able to replace them. You Covered offers specialist insurance for all your devices and complete peace of mind protecting your expensive electronics.

With so much critical information stored on them, You Covered acts quickly and decisively to protect you from damage and theft.

Complete and send the form to get a FREE short term insurance quote