Insure your portable possessions with Budget

How do I insure my portable possessions with Budget?

  • Portable Possessions Insurance covers theft, loss and damage
  • Also, more expensive possessions can be listed separately
  • But clients must have another Budget insurance product
  • And Budget offers products at prices to suit all pockets
  • In addition, it is easy to apply for Budget insurance online

Budget offers Portable Possessions Insurance to all clients who apply for cover on home contents, car or motorcycle policies.

Portable Possessions Insurance then covers theft, loss, and damage subject to specified limits.

Portable Possessions InsuranceAnd clients can also specify their more expensive possessions such as jewellery, laptops, iPads and cameras.

Home contents insurance

This insurance covers:

  • Damage or loss to personal possessions and household goods and
  • Damage or loss caused by power surges, lightning, explosions, fire,
  • Malicious damage, geysers, burst pipes, storm damage, burglary and theft and
  • Food spoiled by power failures or faulty freezers
  • Cover against stolen washing and garden furniture and
  • Death cover for policyholder or spouse as a result of a burglary or fire
  • Guest and domestic servant belongings damaged or stolen during a burglary
  • Liability cover for householder and domestic employees and
  • Optional increased cover of up to R20 million on Household Liability
  • Also Assist benefits

Car insurance

In addition to standard vehicle insurance policies, Budget also offers:

BetterCar Value

Importantly, this is an insurance policy that replaces written off vehicles with newer models and less mileage on the clock, subject to certain conditions:

  • Cover applies to all vehicles no older than eight years
  • It does not apply to vehicles written off because of theft or attempted theft, hijacking or attempted hijacking
  • Minimum BetterCar payouts are 15% plus retail value
  • Maximum BetterCar payouts are 40% plus retail value

Motorcycle insurance

Budget motorcycle insurance includes:

  • Comprehensive cover for damage or theft
  • Theft cover for standard accessories stolen with motorcycle
  • Cover for damage to third parties and their property caused by policyholder
  • Hail cover on financed motorcycles

Additional cover can be obtained for:

  • Specified items such as a GPS and helmet
  • Hail cover for unfinanced motorcycles


Importantly, Budget offers great short-term insurance products at prices to suit all pockets.

And these products include its innovative Portable Possessions Insurance.

Obtaining cover from Budget is as easy as one, two and three.

So simply log into the link below, search for the product needed and obtain a quick and efficient online quote.