Discovery Household Insurance for South Africans.

Discovery Household Insurance has made a name for itself in the industry by offering products that are leading edge and with benefits that add true value.

Discovery Household Insurance – Home Contents

The benefit of this cover include not having to pay an excess due to a break in or damage from bad weather. If needed, you get accommodation and also security in emergencies.

The firm arranges for a locksmith, electrician or plumber and also covers you for damage related to power surges. Accidental damage includes windows and TV..

In addition, Discovery offers a secure Online Vault to protect important documents like valuation certificates, ownership papers, etc. All risks cover included.

Discovery Household Insurance – Additional benefits:

  • Discovery Household InsuranceCover for accidental damage.
  • Cover for when your home is unoccupied for longer than sixty days.
  • Flexible excesses to help you manage your premiums.
  • Cover for goods left out in the open. Garden furniture etc,
  • Garden damage –  uprooted trees, or a storm damaged irrigation system.
  • Additional items  include water pumps and pool filters,
  • Wear and tear for plumbing and geyser. Choose to add any water heating item including pipes.
  • Add this cover for properties you rent out.

Claims on the Fast Track

Specified electronic devices replaced in two days on claim approval.

Theft from a Vehicle

This is different to standard contents or all risks cover. Even if there is no evidence of forced entry or if you forget to lock your car the policy pays.

Safe Deposit items

Cover includes valuable items in a safe deposit box with your bank and removal of the items.

Jewellery repair and/or Replacement

You choose the dealer to replace or repair the items.

Personal Effects

Cover for local or overseas theft of your personal items. Includes laptops, phone, etc. Whether you insure your home, or personal items, make sure you work out the value correctly. Avoid being under insured.